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Why Improve your Credit?


Rent-To-Own/Buy a New House

Home ownership has always been the American Dream. Bad credit is the nightmare that keeps you from realizing that dream. Many banks will require a HUGE down payment and or won't lend you a mortgage until you've repaired your credit. Those that will approve it will be a high interest rate that makes home ownership cost a lot more.

Buy a New (Or Newer) Car

Auto lenders are among the many businesses that check your credit before lending to you. Without a good credit score, your auto loan application could be denied leaving you to drive the same vehicle.

Start Your Own Business

Starting a new business takes money, so many entrepreneurs rely on small business loans to get their businesses off the ground. Bad credit can keep you from getting the financing you need to start your new business. You'll have to improve your credit before a bank will give you a loan.


Get a Job

Employers check credit before deciding to hire you. Some government, financial, management, and executive jobs are particularly curious about your financial history. A bad credit history could cost you the job, or the promotion you've been working hard to get.


Save Money on Interest

Low credit scores typically mean higher interest rates, and that means higher finance charges on your credit card balances. Repairing your credit would allow you to get a more competitive interest rate and cut back on the money you pay in interest


Rent an Apartment

Not only can bad credit keep you from buying a home, it can also keep you from renting an apartment. Many landlords now check credit to determine the likelihood that you'll be late on your rent. Bad credit could get your rental application denied.


Get a Higher Credit Limit

Generally, as you demonstrate you can pay your bill on time, your creditors will increase your credit limit. But, before a credit card issuer will check your credit score before increasing your credit limit. A bad credit history might get your credit limit cut hurting your credit score even more by raising your credit utilization.


How It Works

 First we pull your Full Credit Report from all 3 Credit Bureaus through our companies recommended site for $1.  Once we have your full credit report we can give you a FREE CREDIT CONSULTATION If we find challenging items on your credit report we can start working on your case within 24 hours. There are NO UPFRONT FEES and NO CONTRACTS !! We don't charge you until the work is completed. Our one time work fee ranging from  $129 - $89 and a monthly recurring fee ranging from $89 - $69 depending on your service package NO CONTRACTS cancel at anytime.  Our service includes your private assessment, contacting Bureaus and Creditors on your behalf, sending documentation back and forth, and more. We have been trained on recent laws, statutes, and credit reporting practices. We also know what items on your report affect your score the most.   


Bad Credit Need CREDIT ASAP?


A low credit score can keep you from the things you want. But did you know a low credit score can impact a lot more than just financing? Do the best thing you can do for your future. Call us today 1-833-6MYFICO and let our experience save you time, money, and frustration. At MyFICOs UP we have different options when it comes to credit repair solutions to also help you like establishing credit with secured,unsecured, and seasoned AU Trade-lines packages ranging from $1000 - $3500. Up to 75k in revolving credit. Could add up to 100 points to your credit report.Call for more In


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Mission statement

Our mission is to provide our clients with the education, research, and knowledge to better their own credit and finances with our easy step by step guides and classes.


325 East Southern ave , Tempe, Arizona 85282, United States

9AM - 6PM M-F SAT 9AM - 2PM Closed SUN. or 1-833-6MYFICO For Careers email us @